Get Help With Health Insurance

Let us help you find your most affordable health plan!

The health care exchange (a.k.a. the Marketplace) is the centerpiece of the Affordable Care Act, an online Marketplace where consumers can shop around for health care plans. Because of the Affordable Care Act, citizens, and those legally present in the US can obtain coverage during the annual enrollment period regardless of health or pre-existing conditions. Insurance companies are no longer allowed to exclude coverage for these conditions or charge additional premiums based on their existence.

Our Brokers at Scott Insurance Group can help you navigate the Marketplace and find the insurance plan that’s best for you. Many people even qualify for assistance with their plan premiums through tax credits! Some people pay under $30 per month!

In order to qualify, you must sign up during Open Enrollment, but could still be eligible for a Special Enrollment Period if you had a qualifying life event such as changing jobs, moving, getting married or divorced, etc. We can help you determine if you are eligible and help you find the plan that works best for you.

There are several plans and plan cost can greatly range, depending on the plan’s deductibles, co-pays, premiums, provider networks. We can help you compare several options and will assist you in understanding the plan benefits.

The Open Enrollment Period begins November 1st and extends through January 15th, and remember if you have a qualifying life changing event, you may qualify outside of the Open Enrollment Period for a Special Enrollment Period.

What is the core package of health benefits?

The Afordable Care Act law ensures that health plans offer a core package of items and services, known as "Essential Health Benefits." They must include items and services within at least the following 10 categories:

  • Ambulatory patient services

  • Emergency services

  • Hospitalization

  • Maternity and newborn care

  • Mental health and substance use disorder services

  • Prescription drugs

  • Rehabilitative and habilitative services

  • Laboratory services

  • Preventive and wellness services

  • Pediatric services, including oral and vision care

What are the options for young adults?

The Affordable Care Act allows 2.5 million young adults, who can't get coverage through their job, to stay on their parent's health plans until the age of 26. Turning 26 and losing your coverage under your parent’s policy, also creates a Special Enrollment Period for those individuals.

What are the options for seniors?

Scott Insurance Agency

607 Ronald Reagan Drive #343 Evans, GA 30809

THE MEDICARE PLAN COVERAGE PROFESSIONALS

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We do not offer every plan available in your area. Currently we represent 8 organizations which offer 50 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.