Get Help With Ancillary Coverage

Critical Illness Plans

Critical Illness Critical Illness Insurance policies cover three primary illnesses: 

• Cancer     

• Heart Attacks    

• Strokes

Critical Illness Insurance policies may also cover additional conditions such as:

• Heart Transplants   

• Coronary Bypass

• Surgery   

• Angioplasty

• Kidney (Renal) Failure     

• Major Organ Transplant   

• Paralysis Critical Illness

Insurance is designed to provide you protection against the potential financial devastation that these conditions cause millions of individuals and their families at the worst of times. Traditional health insurance policies may not fully cover Critical Illnesses; this product was created to provide cash during a time when it is most needed.

Since its inception in the late 1990s, over 600,000 Americans have purchased Critical Illness Insurance either on an individual basis or through an employer offered plan. This specialized insurance provides a lump-sum; tax free payment to the policyholder should they suffer from certain specific conditions. With an average out-of- pocket cost in excess of $17,000.

 In the past 20 years those number have increased dramatically. Even families covered by health insurance can find themselves medically bankrupt. Most health insurance policies are linked to employment and far too often significant medical events can lead to a loss of coverage. Patients who have had private coverage but lost it during the illness process have experienced an average out-of- pocket cost exceeding $20,000.

Facing high deductibles, co-payments, and the cost of prescriptions, survivors of Critical Illnesses are frequently damaged by medical expenses that are not covered by existing health insurance policies. More Americans are diagnosed with Critical Illnesses each year and the vast majority of those diagnosed survive these life changing events.

Purchasing a Critical Illness Insurance Policy will protect you and your family from medical bankruptcy.

Our Insurance Brokers at Scott Insurance Agency are dedicated to compare Critical Illness Plans in our network that will best suit you and your family’s needs. Our goal is to save you time and money so you can focus on the things that are immediately important to you and your family.

Call today to see which plan is right for you!

(706) 842-7445.